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Travel nursing in Carmel, IN

The tax-free housing stipend ceiling in Carmel, IN is $980/week (about $4,247/month, GSA FY2027), plus up to $560/week for meals. Median 1-bedroom rent in Carmel is $1,500/month. Carmel has 3 hospitals; the most common charting system is Oracle Health (Cerner). Indiana is a Nurse Licensure Compact state, so a multistate license from another compact state covers it.

Updated October 2026

Housing ceiling
$980/wk
Meals & incidentals
$560/wk
License
Compact state
Hospitals (CMS)
3

Is your Carmel offer good?

Job boards show one weekly number. What matters is the split: tax-free stipends can't exceed the GSA ceiling for Indianapolis / Carmel, and the rest is taxable pay. Example: a $2,600/week package with both stipends at the max is $1,540 tax-free and $1,060 taxable, about $29/hour over 36 hours.

Aim for $2,550–$3,400/month in rent (60–80% of the ceiling). Landlords often price right up to the ceiling; with a stipend at the max, staying in that range keeps about $847–$1,697 a month for you.
Median 1-bedroom rent in Carmel: $1,500/month across all renters. New furnished short-term leases cost more, sometimes far more in tight markets, so check listings near the hospital before you accept.
U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25031 (median gross rent, 1 bedroom). Includes utilities and long-time tenants.
Check an offer in Carmel

Free, no account. It checks the stipends against the ceiling for your exact dates and shows what you keep after rent. Only have a job post? Paste it into the decoder.

What travelers were offered in Carmel

No offers shared yet. Pay is published as medians once 3 travelers have shared, so no one's offer can be singled out.

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Shared by travelers: the taxable rate and stipends from their offer, never their name, and agencies aren't named per hospital. Figures are rounded medians from the last 24 months when there are enough, otherwise all time.

Hospitals in Carmel (3)

Indiana nursing license

Indiana is a Nurse Licensure Compact state, so a multistate license from another compact state covers it.

Endorsement steps and every Indiana stipend area →

Agencies travelers used in Indiana

No agency has 3 reviewed contracts in Indiana yet. Review yours or see all agencies.

Nearby cities

Questions

What is the travel nurse housing stipend in Carmel, IN?
The most an agency can pay tax-free for housing in Carmel is $980/week (about $4,247/month) under GSA FY2027 rates for Indianapolis / Carmel, plus up to $560/week for meals and incidentals. Agencies can pay less; anything above the ceiling is taxable.
How much is rent in Carmel for a travel nurse?
The median 1-bedroom rent in Carmel is $1,500/month (Census ACS, all renters, utilities included). That includes long-time tenants, so a new furnished short-term lease usually costs more. The housing stipend ceiling is about $4,247/month; whatever you pay below it is yours.
Is $2,600 a week good for a travel nurse in Carmel?
If both stipends are at the GSA maximum ($1,540/week tax-free), $2,600 leaves $1,060/week of taxable pay, about $29/hour over 36 hours. That is a reasonable taxable share. Whether it's good depends on your rent: housing that costs less than the stipend is money you keep. Check the exact split for your dates with the free offer checker.
Do I need a Indiana nursing license to work in Carmel?
Indiana is a Nurse Licensure Compact state, so a multistate license from another compact state covers it. Status per the NCSBN compact map, checked 2026-10-11.
How many hospitals in Carmel hire travel nurses?
CMS lists 3 hospitals in Carmel, IN: Indiana University Health North Hospital, Ascension St Vincent Carmel, Franciscan Health Orthopedic Hospital Carmel. Each page lists the hospital's stipend ceiling, charting system and reports from travel nurses.
What EHR do hospitals in Carmel use?
1 hospital uses Oracle Health (Cerner), 1 hospital uses Epic, per the certified EHR each reported to CMS for 2023–2024.