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Travel nursing in Waterloo, IA

The tax-free housing stipend ceiling in Waterloo, IA is $791/week (about $3,428/month, GSA FY2027), plus up to $476/week for meals. Median 1-bedroom rent in Waterloo is $651/month. Waterloo has 2 hospitals; the most common charting system is Oracle Health (Cerner). Iowa is a Nurse Licensure Compact state, so a multistate license from another compact state covers it.

Updated October 2026

Housing ceiling
$791/wk
Meals & incidentals
$476/wk
License
Compact state
Hospitals (CMS)
2

Is your Waterloo offer good?

Job boards show one weekly number. What matters is the split: tax-free stipends can't exceed the GSA ceiling for the standard GSA rate (Black Hawk County), and the rest is taxable pay. Example: a $2,300/week package with both stipends at the max is $1,267 tax-free and $1,033 taxable, about $29/hour over 36 hours.

Aim for $2,050–$2,750/month in rent (60–80% of the ceiling). Landlords often price right up to the ceiling; with a stipend at the max, staying in that range keeps about $678–$1,378 a month for you.
Median 1-bedroom rent in Waterloo: $651/month across all renters. New furnished short-term leases cost more, sometimes far more in tight markets, so check listings near the hospital before you accept.
U.S. Census Bureau, ACS 2020–2024 5-year estimates, table B25031 (median gross rent, 1 bedroom). Includes utilities and long-time tenants.
Check an offer in Waterloo

Free, no account. It checks the stipends against the ceiling for your exact dates and shows what you keep after rent. Only have a job post? Paste it into the decoder.

What travelers were offered in Waterloo

No offers shared yet. Pay is published as medians once 3 travelers have shared, so no one's offer can be singled out.

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Shared by travelers: the taxable rate and stipends from their offer, never their name, and agencies aren't named per hospital. Figures are rounded medians from the last 24 months when there are enough, otherwise all time.

Hospitals in Waterloo (2)

Iowa nursing license

Iowa is a Nurse Licensure Compact state, so a multistate license from another compact state covers it.

Endorsement steps and every Iowa stipend area →

Agencies travelers used in Iowa

No agency has 3 reviewed contracts in Iowa yet. Review yours or see all agencies.

Nearby cities

Questions

What is the travel nurse housing stipend in Waterloo, IA?
The most an agency can pay tax-free for housing in Waterloo is $791/week (about $3,428/month) under GSA FY2027 rates for the standard GSA rate (Black Hawk County), plus up to $476/week for meals and incidentals. Agencies can pay less; anything above the ceiling is taxable.
How much is rent in Waterloo for a travel nurse?
The median 1-bedroom rent in Waterloo is $651/month (Census ACS, all renters, utilities included). That includes long-time tenants, so a new furnished short-term lease usually costs more. The housing stipend ceiling is about $3,428/month; whatever you pay below it is yours.
Is $2,300 a week good for a travel nurse in Waterloo?
If both stipends are at the GSA maximum ($1,267/week tax-free), $2,300 leaves $1,033/week of taxable pay, about $29/hour over 36 hours. That is a reasonable taxable share. Whether it's good depends on your rent: housing that costs less than the stipend is money you keep. Check the exact split for your dates with the free offer checker.
Do I need a Iowa nursing license to work in Waterloo?
Iowa is a Nurse Licensure Compact state, so a multistate license from another compact state covers it. Status per the NCSBN compact map, checked 2026-10-11.
How many hospitals in Waterloo hire travel nurses?
CMS lists 2 hospitals in Waterloo, IA: Mercyone Waterloo Medical Center, Allen Hospital. Each page lists the hospital's stipend ceiling, charting system and reports from travel nurses.
What EHR do hospitals in Waterloo use?
1 hospital uses Oracle Health (Cerner), 1 hospital uses Epic, per the certified EHR each reported to CMS for 2023–2024.